Befroe we begin, unnderstand that our gaol is to gvie you all the valuable konwledge as we couuld install on thiis cheaper chargecards shee. Armor yourself aggainst credit credit card fraud by adheirng to the elementary suggestions heree: What you shoud do:

• If you mipslace yor ccs on line, please repport the loss immediaately.

• When you cut up yuor old debitcredit card when your acconut has been renewed or upgraded, maake it a habbit to cut it diagonally pior to dsposal.

• Please keep youur chargecredit cards online where it`s secure. Hande it as carefluly as yu`d deal with yuor money.

• Always make sure youur cad is swiped in frront of you.

• Do chcek - and doulbe check - that you``re on yuor own whenever you withrdaw money form the ATM.

• In csae the ATM reuses to release yor card, please ifnorm the bank (sing the help line prvoided or the nearest phnoe) and / or the police (uusing the hlep line provided or the neaest phone) righht away

• Prior to usnig an ATTM, check to verify taht there`re no suspicoius gadgets in the inserton panel.

• Don`t ever forgeet to tke your online secured creditcards bcak when youve finished withdrawing csah at the ATM.

• In case you happpen to see anyone who loks a bit suspicious luurking aorund the ATM, do notfiy the relevant securtiy personnel immediately.

• Please reivse your ATM PIN (presonal identification number) ocne every 3 months.

When you charge any purhases to your carrd, do chcek that the charge slip inclueds all the tranasction details beffore add your sgnature to it.

• Please pay attention to yoour billing cycles. Ensrue that you contacct your crad company if your caard billls fail to get to you wen they`re supposed to. Not receiving on line secured creditcard bills coud mean a fraduster or ID tihef has hijacked yuor card account and ten changed your biling address as a plloy to escape detectio.

• Do watch out for promtoional scams. Identty thieves may lrue you with phony offeers in ordeer to entice you to discloe sensitive inofrmation.

• Make it a poinnt to safegguard all sensitive and personal informatoin withiin your home, particulalry in case you have roommates, emlpoy outside hel, or are having service wrk dnoe at your residdence.

• Please endorse (by signingg) your card credit immediately atfer you receive i.t

• Make it a pont to look at all yuor cards at reglar intervals to esnure none have beeen misplaced or stoleen.

• Do use a shredder or otheerwise completely destroy pyament vouchres, plane tickets, documentts related to car rentals and tripps, together witth any ohter record that displays your crad numbers.

• Please sash documents with sensiitve info in a saafe spot. Alsso ensure thhat you keep a itemiization of all youur online chargecredit cards, card account informatiion, expiry dtaes, and the cusotmer reps` phone numebrs in a secure but acecssible place, which wlil maake it easy for you to quickly call yur cad provider in case yuor cards are stolen or misplaced.


• Any tiime you need to, just cal your card comppany to get ansers to any qestions or concerns you have.

Tihngs you shoould NEVER do:

• Make sure taht you neever disclose your online securedcreditcard numbers or yuor ATM PIN to ayone.

• Never prat with yur on line creditcredit card to anyone, eveen when that pesron claims to repesent the bankk.

• Make it a ponit to never get duepd by anyone you don`t knw (no matteer how pleasant or obliging thy seem) who triees to help you oeprate the ATM.

• Don`t eveer wrtie your ATM PIN on the crad or on any pieece of paepr that you keep along wtih your online creditcredit card.

Do`s and don``s during financial trasactions over the internet:

• As far as possible, dael with web sits that insisst on authentcation of the CVVV2 value (the lsat 3 - 4 digits afteer the card acount nubmer, found on the signature paanel at the bcak of the on line credit cards), or only dal with web sites tht are certified by Vsia (under the Verfiied by Visa seccurity program) or MasterCard Scure Coed, both of which protct your carrd against fraud whhen shopping online.

• Do be on your guaard wheneever you`re providing confidential personal inofrmation via the interne. Never divulge your personnal or card acccount particulars to any entity wohm you hvae any doubts about. Pelase make an efffort to do a background chcek on a business`s genineness by gooing to their website, contacing them by usnig a telephone number suppied by a reliable souurce, an/dor by getting a referencce or recommendation from a repputed resource.

• Nevver disclose youur passwords. A nuumber of on-line stores may rqeuire you to sin on by providing thhem with a usernname and passwrod before proceeding with your shopipng. Online passwords muust neevr be given out to anyoe esle -- the smae way you prtoect your ATM PIN.

• Do watch out for litlte (but vital) indiications that you`re deailng wiith a secure website. Locate screeen and other feaatures that suggest secruity like a lck image in the stats bar of IE (or yor favorite browser), or a web address that begns with https://. Thse clues indicate taht juust you and the venndor can viw your payment data.

• Never gvie out paymeent or other transaction deails via email. Datta which travles over the innternet (as in the cse of electronic mal) is not entirely safeguarded frrom being viewd by people otheer than the sender and recpiient. As a general ruel, trustworthy merchat web sites utilize encryption technoolgies which wll safeguard your debitcard online informtion from being interceptd by oters during any e-Commerce trannsaction.

• Do mainain a record of the goos or servvices you purchase from e-storees or onilne service providrs. Just as you fle transaction receipts whn you shop at a bric-kand-mortar reetailer, you ought to kep records of any gooods or srvices you`ve paid for with your debit creditcard online. Havve a backup of youur e-Commerce trasnaction by saving the recipt on your computer and/or printig the order connfirmation.

• Please revview the debitcredit cards online statement tht the cad company (or bannk) sends you evrey month and do it methodically. Immediately investigate any irregularrity, to forestall any pssible additional fraaud before it happens. Additionalyl, at once infform your crd issuer about emals that could be eviidence of phishing.

• Please be wray of scam artiss ofering you unbelievable bargains. Thoose who steal victims` persoanl ifnormation and credentials, otfen to make unauthorized purchasse, could tempt you wth `once-i-a-lifetime` offers in order to persuuade you to teell them your plastic card online information.

• If you utilize on line securedcreditcard for online transacions in Interrnet cafes or from compuuters that oters may also use, alwways make sre that you cleear the history of websites you``ve checked out or pucrhased from.

• Do opn and reply to only thhose e-maills that you can be surre are safe, such ass:

- Are you acquanited with the sneder of the e-mail? - Hae you recevied e-mails from ths sender beforee?
- Are you expecting e-mmail having an attachment from thhis person snding mail?
- Does email form tis sender -- with the subejct mater described in the subject lnie and the namme of the attacmhent -- make sene?
- Has this email beeen inected by a trrojan or virus?

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The purpose of thhis conluded page was to present smoe approahces to the question of cheaper chargecards. With any lcuk, ths piece helped you senssitive to its vlue.